Who we are
Trusted in Jamaica since 1999
25+ years
Serving Jamaica
Islandwide
Branch & agent network
Employees & entrepreneurs
Who we serve
For over two decades, First Union Financial Company Limited has been committed to helping Jamaicans achieve their financial goals through responsible lending and exceptional customer service.
Established in 1999, we have grown into one of Jamaica’s trusted micro-finance institutions, serving employees, entrepreneurs and small business owners across the island.
Our approach goes beyond lending. We believe that access to financing should create opportunities, strengthen communities and improve the quality of life for the people we serve.
Today, First Union Financial offers a wide range of lending solutions designed to meet both personal and business needs while maintaining the highest standards of professionalism, integrity and customer care.
Financing solutions
Borrowing built around how you earn
Six lending products for employees and business owners. Preliminary requirements are listed on each page.
Employee Personal Loans
Flexible financing designed to help employed individuals manage personal expenses, planned purchases and unexpected financial needs
Pay Day Loans
A short-term financing solution designed to give employed individuals access to funds before their next salary payment.
FUF Travel Wallet
A convenient travel financing solution that allows eligible customers to pay for vacations, family travel, business trips and other travel-related expenses.
Public Passenger Vehicle Financing
Financing designed for licensed public passenger vehicle operators seeking to purchase or upgrade vehicles used for route taxi, hackney carriage, public bus or charter operations.
Employees’ Side-Hustle Programme
Financing designed for employed individuals who want to establish or expand an additional source of income while maintaining full-time employment.
Start-Up Business Financing
Funding designed to help aspiring entrepreneurs launch new businesses with confidence through practical and affordable financing.
Commercial Vehicle Financing
Financing for entrepreneurs and established businesses seeking to purchase commercial vehicles for transportation, delivery, logistics and other income-generating operations.
Business Expansion Financing
Financing for existing businesses seeking to increase operating capacity, improve efficiency or pursue growth opportunities through equipment, machinery, inventory, working capital and other approved business investments.
Home Improvement Loans
Financing to help home owners complete essential repairs, renovations, and upgrades that enhance their home’s comfort, functionality, appearance, and long-term value.
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Why choose First Union Financial
What you can expect from us
Trusted since 1999
Over two decades of serving Jamaica.
Customer first
Every customer receives professional, respectful and responsive service.
Fast decisions
Efficient processing with clear communication throughout the application process.
Islandwide access
Serving customers through our head office, branches and authorized agents across Jamaica.
Responsible lending
Financing solutions designed to support sustainable financial growth.
Experienced team
Knowledgeable professionals dedicated to helping customers make informed borrowing decisions.
Our impact
Serving Jamaica, one decision at a time
Whether you’re financing your first home improvement project, expanding your business, purchasing a business vehicle or an employee planning your next vacation, First Union Financial is committed to providing financing solutions that help move you forward with confidence.
Loans disbursed
Customers served
Branches
Fixed agents
How to get started
Three steps to an application
Choose a solution
Pick a financing solution and review the preliminary requirements.
Submit your details
Open the Apply Now popup and submit your initial information.
We call you
A First Union Financial representative will contact you regarding documents and next steps.
Google reviews
What customers say
For personalize service, timely response, no one goes above and beyond like Mr. Oliver Reid. A loan officer that embodies the qualities needed in experiencing professional customer service.
First Union Financial is professional and efficient! They provided clear guidance every step of the way making the process stress-free.
Customer service was amazing smooth process. Motor vehicle received.
Let’s build your future together
Whether you are financing a personal need or growing a business, our team is ready to help you take the next step.
