Micro Business Loans | First Union Financial

About Our Micro Edge Loans

This product is capped at $60,000 JMD and is applicable to entrepreneurs who have been in business for at least six months and are collecting cash daily (regardless of the amount).

This loan product is given for the replenishing of stocks.

The maximum repayment time is 40 weeks.


APPLY FOR A LOAN

Micro Edge Loan Requirements

TRN

Tax Registration Number

ID

Valid Jamaican ID

Photos

Two (2) passport size pictures

Proof of Address

Utility bill or character reference from a Justice of Peace (J.P) which includes your address

Stock

Recent stock purchase receipts

Assets

Digital images of assets and business

About Our MicroFin Loans

This loan product starts at $60,001 and is capped at $300,000.

This product is offered to business owners and operators who have been in existence for at least one year and are collecting cash daily.

This loan product is given for the replenishing of stocks and/or purchasing business equipment. The maximum repayment time is 78 weeks.


APPLY FOR A LOAN

MicroFin Loan Requirements

TRN

Tax Registration Number

ID

Valid Jamaican ID

Photos

Two (2) passport size pictures

Proof of Address

Utility bill or character reference from a Justice of Peace (J.P) which includes your address

Stock

Recent stock purchase receipts

Collateral

Motor Vehicle

Assets

Digital images of assets and business

About Our BarFin Loans

This loan product starts at $60,000 and is capped at $300,000 and is offered to legitimate business owners and operators of BARS in Jamaica.

The fund is used for the replenishing of stocks or the purchasing of appliances/equipment vital to the survival of the business.

The maximum repayment time is 78 weeks.


APPLY FOR A LOAN

BarFin Loan Requirements

TRN

Tax Registration Number

ID

Valid Jamaican ID

Photos

Two (2) passport size pictures

Proof of Address

Utility bill or character reference from a Justice of Peace (J.P) which includes your address

Stock

Recent stock purchase receipts

Proof of Business

Registration documents

Collateral

Large Appliances

About Our BoutiqueFin Loans

This loan product currently starts at $60,000 and is capped at $300,000 and is especially designed to meet the needs of barbers, hairdressers and nail technicians.

The funds can be used for the purchasing of stocks, equipment and conducting minor repairs/ enhancements.

The maximum repayment time is 78 weeks.


APPLY FOR A LOAN

BoutiqueFin Loan Requirements

TRN

Tax Registration Number

ID

Valid Jamaican ID

Photos

Two (2) passport size pictures

Proof of Address

Utility bill or character reference from a Justice of Peace (J.P) which includes your address

Stock

Recent stock purchase receipts

Proof of Business

Registration documents

Assets

Digital images of assets and business

Banking

Last 6 months’ bank print out

About Our Public Passenger Vehicle (PPV) Loans

This loan product is capped at $300,000 and is given to legitimate owners and operators of public passenger vehicles.

The vehicle must be in working condition and can be used for the security of the loan amount requested This loan can be used to assist with documentations, minor repairs and enhancements.

The maximum repayment time is 78 weeks.


APPLY FOR A LOAN

Public Passenger Vehicle (PPV) Loan Requirements

Collateral

Motor Vehicle

ID

Driver’s License (must include PPV)

Photos

Two (2) passport size pictures

Insurance

Insurance certificate

Fitness

Fitness document

Registration

Registration certificate

Liscence

Valid road license

Valuation

Valuation report (no older than 6 months)

Vehicle

Digital images of the vehicle

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